12-1437L

STATE OF GEORGIA COUNTY OF SPALDING NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Jon B. Richardson and Lori J Richardson to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $148,000.00 dated 05/26/2005, and recorded in Deed Book 2698, page 74, Spalding County records, said Security Deed being last transferred and assigned to Bank of America, N.A. in Deed Book 3555, Page 297, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of November, 2012 by Bank of America, N.A., as Attorney-in-Fact for Jon B. Richardson and Lori J Richardson the following described property: All that lot, tract or parcel of land situate, lying and being in Land Lot 117 of the Second Land District of originally Monroe, now Spalding County, Georgia, and being more particularly shown and designated as Tract B, 1.748 acres, on a plat of survey entitled “Property Survey for Kenneth W. Hattaway and Donna S. Hattaway”, prepared by Presley, Farr & Associates, RLS, dated July 1, 1992, a copy of which said plat is recorded in Plat Book 20, Page 100, Spalding County Superior Court Records, and which said plat, together with the metes, bounds, courses and distances shown thereon with respect to said property is incorporated herein and made a part hereof as fully as if set out herein. Located on the above described property is a dwelling known as 1300 Everee Inn Road, Griffin, Georgia. Property known as: 1300 Everee Inn Road, Griffin, GA 30224 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Bank of America, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to your property. Bank of America, N.A., acting on behalf of and, as necessary, in consultation with Federal National Mortgage Association (the current investor on your loan), is the entity with the full authority to negotiate, amend, and modify all terms of your loan. Pursuant to O.C.G.A. Section 44-14-162.2, you may contact Bank of America, N.A. at: Bank of America, N.A. Home Loan Assistance Dept., 7105 Corporate Drive Plano, TX 75024 PHONE: 800-669-6650 Please note that, pursuant to O.C.G.A Section 44-14-162.2, you are not automatically entitled by law to an amendment or modification of the terms of you loan. To the best of the undersigned's knowledge and belief, the party in possession is Jon B. Richardson and Lori J Richardson. Bank of America, N.A., as Attorney-in-fact for Jon B. Richardson and Lori J Richardson. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Associates, P.C. South Terraces, Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 Phone – (770) 392-0398 Toll Free – (866) 999-7088 www.penderlaw.com Our File No. 11-08832

October 12, 19, 26, & November 2, 2012.