12-1371L

NOTICE OF SALE UNDER POWER GEORGIA, SPALDING COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Cynthia L Laseter, Edna Hays and H J Hays to Mortgage Electronic Registration Systems, Inc., dated May 30, 2001, recorded in Deed Book 1927, Page 183, Spalding County, Georgia Records, as last transferred to Bank of America, N.A. by assignment recorded in Deed Book 3657, Page 131, Spalding County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-EIGHT THOUSAND TWO HUNDRED NINETY-ONE AND 0/100 DOLLARS ($88,291.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Spalding County, Georgia within the legal hours of sale on the first Tuesday in November, 2012, the following described property: All that tract or parcel of land lying and being in Land Lot 181 of the 2nd District of Spalding County, Georgia and being Lot 29, Deer Creek Subdivision, as per plat of same filed for record at Plat Book 23, pages 556, Spalding County, Georgia records. The description of said lot as shown on said plat is specifically incorporated herein by this reference. The obligation to pay the debt described in the aforementioned security deed and secured by the above described property has been assumed by 29. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Cynthia L Laseter, Edna Hays and H J Hays or a tenant or tenants and said property is more commonly known as 113 Sharon Parkway, Griffin, Georgia 30223. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you. Bank of America, N.A. as Attorney in Fact for Cynthia L Laseter, Edna Hays and H J Hays McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/qlb 11/6/12 Our file no. 5394212-FT11

October 12, 19, 26, & November 2, 2012.